Salisu, J., Tanko, L., Adewumi, A., Yisa, F., and Omobaba, Y. R. “EFFECT OF CREDIT UTILIZATION ON THE PRODUCTIVITY OF SMALL-SCALE COWPEA FARMERS IN SELECTED LOCAL GOVERNMENT AREAS OF NIGER STATE, NIGERIA”. Journal of Agripreneurship and Sustainable Development 4, no. 1 (March 1, 2021): 130–142. Accessed April 28, 2024. http://njaat.atbu.edu.ng/index.php/jasd/article/view/189.